Terms­ and ­Conditions

Terms­ and ­Conditions

Here’s the revised text with the updated company name:

User Responsibilities:

  • Users must not engage in activities that violate laws or regulations, commit fraud, or subject Saad Contractor and General Supplier (SMC-Private) Limited to legal action or investigation.
  • Bank account or card information provided to Saad Contractor and General Supplier should only be used for authorized transactions and not shared with others.
  • Users should adhere to Saad Contractor and General Supplier’s platform terms and avoid tampering with its software without explicit consent.
  • Users are required to provide accurate and complete information to fulfill Saad Contractor and General Supplier’s “Know Your Customer” (KYC) requirements.

Merchant Responsibilities:

  • Merchants must comply with applicable laws while using Saad Contractor and General Supplier’s platform.
  • Merchants should not process transactions for other establishments unless registered with Saad Contractor and General Supplier.
  • Refinancing existing debts with customer payments is not allowed.
  • Data extraction from payment instruments must follow Saad Contractor and General Supplier’s specified methods.
  • Merchants must provide transaction records to customers when handling payments via Saad Contractor and General Supplier’s platform.
  • Merchants are prohibited from charging customers extra fees or applying discounts specific to transactions.
  • Saad Contractor and General Supplier holds a limited license to use merchants’ trademarks for marketing purposes.
  • Merchants must maintain website or app security as instructed by Payment Schemes, 1LINK, and Saad Contractor and General Supplier.
  • Merchants must follow instructions for payments collected against electronic transactions.

General Rules:

  • Merchants must comply with Scheme Rules, PSO/PSPs’ SOCs, Acquirer/Platform Provider’s Policies, and Saad Contractor and General Supplier’s agreement.
  • Merchants should adhere to all laws and regulations while selling products/services and fulfilling contractual obligations.
  • Merchants must honor all obligations regarding the sale and delivery of products/services to customers.

Prohibited Items:

Merchants cannot offer, sell, or deliver prohibited products/services such as firearms, alcohol, explosives, pornography, live animals, banned drugs, fireworks, hazardous materials, gambling, etc.

Confidentiality and Security:

  • Merchants must ensure data confidentiality and implement security measures to prevent unauthorized access or hacking. Saad Contractor and General Supplier is not liable for losses beyond the merchant’s control.
  • Copyrights and trademarks of Saad Contractor and General Supplier may only be used with express written permission.
  • “Saad Contractor and General Supplier” and related logos are registered trademarks and cannot be used without prior written consent.

Other Businesses:

Saad Contractor and General Supplier is not responsible for third-party services, products, or content.

Disclaimer:

Saad Contractor and General Supplier provides content and functionality on its platform “as is,” without warranties.

Governing Law and Jurisdiction:

This Agreement is governed by Pakistani law, and disputes will be settled in the competent courts of Pakistan.