Privacy & Policy

This Privacy Policy describes how Saad Contractor and General Supplier (SMC-Private) Limited uses and discloses the Personal Information you provide to us or that we collect when you use our websites, mobile application, software, platforms, and services (“Services”). Before using the Services or otherwise providing Personal Information to us, please review this Privacy Policy.

Certain Saad Contractor and General Supplier Services may use a different privacy policy to provide notice to you about how we use and disclose the Personal Information we collect in the context of that service. To the extent that we post or reference a different privacy policy, that different privacy policy, not this Privacy Policy, will apply to your Personal Information collected in the context of that Service. We do not collect any data relevant to the services provided.

Why do we need your information and access permissions?

Saad Contractor and General Supplier uses your personal information to provide relevant information to our service providers and deliver the best possible services. We also require camera usage and access to device storage with your permission to upload documents and images as per the requirements of completing the Saad Contractor and General Supplier business self-sign-up and onboarding process. Access to device storage is also needed for bulk uploads of your order and customer details.

What Personal Data We Collect?

The relevant personal data we collect when you visit our site or use our app and services includes but is not limited to:

Registration and Use Information

When registering to use our App and services by establishing an account with Saad Contractor and General Supplier, we collect Personal Data such as your name, address, mobile number, email address, and identification information. Additional data may be required depending on the selected services.

Transaction and Experience Information

We collect transaction-related information, such as the transaction amount, merchant details, product details, device information, and geolocation data.

Participant Personal Data

When using our App & Services, we collect Personal Data about other personnel associated with the transaction, including:

  • Send Bills: Name, address, telephone number, and financial account information of the bill recipient.
  • Request Customer to Pay a Bill: Account holder details such as name, address, mobile number, email address, and other relevant billing details.

Personal Data from Third-Party Sources

We may obtain information from third-party sources such as government data, credit bureaus, and data providers, where permitted by law.

Non-Account Holders

If you use our Services without creating an account, we collect limited personal data (e.g., payment and device information) to meet transaction processing requirements.

Onboarding Documents

We require access to your gallery, camera, and files to upload documents for onboarding. Camera access allows scanning physical documents, and file access ensures saved documents can also be uploaded conveniently.

How We Collect and Use Your Personal Information

“Personal Information” includes identifiers such as your name, email address, IP address, mobile number, and broader categories like professional or commercial information.

We Collect Personal Information in Various Ways, Including:

  1. Directly from You: Through registration forms, surveys, and account activity.
  2. Automatically: Via cookies and other tracking technologies for analytics and improved services.
  3. From Third Parties: Such as social media platforms or government data sources.

Categories of Personal Information Collected Include:

  • Identifiers and Contact Information: Name, email, mailing address, phone number, and government-issued IDs (e.g., CNIC).
  • Professional Information: Business name, NTN number, company details, and payment information.
  • Transactional Information: Credit/debit card details and tax IDs.
  • Electronic Activity: Browsing history, device information, and interactions with our services.
  • Commercial Information: Products and services purchased or browsed.
  • Profile Information: Preferences and inferred characteristics for personalized service.

Your Choices and Rights

  • You can opt out of providing certain information; however, this may limit the functionality of our Services.
  • You may review and update your Personal Information by contacting us.